When
determining your ability to qualify for a mortgage, a lender looks at what
is called your "debt-to-income" ratio. A debt-to-income ratio is the
percentage of your gross monthly income (before taxes) that you spend on
debt. This will include your monthly housing costs, including principal,
interest, taxes, insurance, and homeowner’s association fees, if any. It
will also include your monthly consumer debt, including credit cards,
student loans, installment debt, and….…car payments. Homes for sale in
Boise
